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There are many reasons to obtain an appraisal, and we have compiled a list of why you may need to order an appraisal.

Usually, individuals applying for a loan are only interested in obtaining the loan and unfortunately are not worried about the prudence of buying the property at the agreed price.

The most important ratio to understand when making income property loans is the debt service coverage ratio.

Many local and state agencies run bond programs to generate funds to help individuals and families with a down payment.

A program that provides mortgage insurance for the purchase or refinance of a principal residence that incorporates the cost of energy efficient improvements into the loan.

Some Questions and Answers about VA Loans